Laguna Niguel Property and Mortgage Information
This is the place to find valuable information regarding qualifying for a mortgage in Laguna Niguel, CA.
To get the best mortgage you need the best and most accurate information, as well as answers to your questions. We will be posting frequently to provide information regarding mortgages and various home loan options in general as well as information specific to the Laguna Niguel real estate market.
As always please feel free to register and ask questions about how United Residential Lending can help you achieve your home ownership goals.
Finding the Right Property in Laguna Niguel
Right now the very best place to find a great deal on Laguna Niguel Property is to look in the foreclosure market. Currently there is an inventory of condos and single family properties in Laguna Niguel priced well below market. We have formed partnerships with sone of the very best Buyers Agents in Orange County. Whether you are looking for a town home, single family residence or condo working with one of our Realtor partners will make the task of finding the right property in Laguna Niguel possible. As always working with a buyers agent is free to the buyer.
If you would like us to contact one of our approved Buyers Agents please click here
If you would like a free list of foreclosed Laguna Niguel Property that qualifies for special financing click here.
Special Financing
Remember that the foreclosed Real Estate in Laguna Niguel found here is eligible for special financing, but only through approved lenders. We are an approved lender and can pre-approve you TODAY!
Financing Features:
Only 3% down for Owner Occupants
Only 10% down for Investment/2nd home properties
No Private Mortgage Insurance
No Appraisal needed
Low 30 year Fixed Rates
Easy and Fast Approvals
Contact us TODAY to get PRE-APPROVED for a great Laguna Niguel Property
LAGUNA NIGUEL GENERAL POPULATION
Total Population in Laguna Niguel, CA
At the time of the most recent United States Census Survey, the number of people in Laguna Niguel, CA was 61,891.
Laguna Niguel Male Population
At the time of the last full census survey, the number of men in Laguna Niguel was 30,137, which represents 48.7 percent of the total for the community (The national average is 49.10%).
Male Population, Married in Laguna Niguel, CA
There are an estimated 15,121 married men in the town. 66.1 percent of men over 15 years old in Laguna Niguel are married, compared to the national average of 56.70%.
Female Population
The estimated female population in Laguna Niguel is 31,754 which is 51.3 of the total population (Compared to the national average of 50.90%).
Female Population, Married in Laguna Niguel, California
There are an estimated 14,961 married women in the community. 60.5 percent of females over the age of 15 are married, compared to the national average of 52.10%.
AGE
Median Age in Laguna Niguel, CA
The median age of people living in Laguna Niguel, CA was 37.5 at the time of the last full census survey. (The United States average at the time was 35.3)
At that time, the number of people under the age of 5 living in Laguna Niguel was 4,346. There were 45,433 people above the age of 18, which represents 73.4 percent of the entire population (compared to the national average of 74.30% ). 8.9 percent of the population (5,495) in the community was 65 years and over, compared to 12.40% nationally.
RACE
One Race Percent in Laguna Niguel, CA
At the time of the last census survey, the number of people of one race in Laguna Niguel, CA was 59,650.
White Population in Laguna Niguel, CA
The estimated White population in the Laguna Niguel community is 51,682, which is 83.5 percent of the total population (The U.S. average is 75.10%).
Black Population in Laguna Niguel, California
The estimated Black/African American population is 776, which is 1.3 percent of the total population in town (The U.S. average is 12.30%).
American Indian and Alaska Native Population in Laguna Niguel, CA
In 2000, the number of American Indians or Alaska Natives in Laguna Niguel, CA was 180.
Asian Population in Laguna Niguel, California
At the last survey, the total Asian population in the community was 4,784.
Native Hawaiian and other Pacific Islander Population in Laguna Niguel, CA
The number of Native Hawaiian/Pacific Islanders living in Laguna Niguel was an estimated 73.
Other/Multiple Races
The number of residents identified as “some other race” was 2,155, while those of “two or more races” was 2,241 at the time of the last census.
Hispanic Population
The Hispanic population in the Laguna Niguel community was 6,425, or 10.4 percent of the total population (compared to the national average of 12.50% percent).
HOUSEHOLD CHARACTERISTICS
Household Population in Laguna Niguel, CA
The household population number in Laguna Niguel was 61,588.
Group Quarters Population in Laguna Niguel, CA
Group Quarters population in the community was 303.
Average Household Size in Laguna Niguel, CA
The average household size in Laguna Niguel is 2.65 (The average household size in the United States is 2.59).
Average Family Size
The average family size in the community is 3.1 (The average family size in the United States is 3.14).
HOUSING
Total Housing Units in Laguna Niguel, CA
At the time of the last census survey, there were 23,885 total housing units in Laguna Niguel.
The number of occupied housing units was 23,217, or 97.2 of the total units in town. Of these, 17,403 were owner-occupied (75), and 5,814 were renter-occupied (25, compared to the national average of 33.80%). There were also 668 vacant homes in Laguna Niguel at the time of the last complete survey.
Median Home Values in Laguna Niguel, California
The total number of single family, owner occupied homes in the community was 15,874, with a median value in dollars of 374,800.
Monthly Owner Costs in Laguna Niguel, CA
For homes with a mortgage, average monthly owner costs were $2,100 (national average was $1,088). For homes without a mortgage in Laguna Niguel, average costs per month were $421 (national average was $295).
EDUCATION
High School Graduate or higher
At the time of the last survey, 39,876 people in the community had a high school degree, or 95.2 of the population (compared to the national average of 80.40%).
Bachelor’s Degree or Higher in Laguna Niguel, California
20,046 people in Laguna Niguel also had a Bachelor’s degree or higher, which represented 47.8 of the total population (National average was 24.40%).
MISCELLANEOUS
Civilian Veterans in Laguna Niguel, CA
The number of Civilian Veterans in Laguna Niguel was 4,520, or 9.9 percent of the total population (National average is 12.70%).
Disability Status in Laguna Niguel, CA
In 2000, there were 6,132 people in Laguna Niguel, CA listed as disabled.
Foreign Born in Laguna Niguel, CA
At the time of the last complete survey, there were 12,253 people in Laguna Niguel who spoke a language other than English at home. This represented 21.4 of the total population, compared to the national average of 17.90%.
LABOR STATISTICS
Percentage In Labor Force in Laguna Niguel, California
There were 33,053 in the labor force in Laguna Niguel at the time of the last complete survey. This represented 70.6 of the total population, compared to the national average of 63.90%. Mean Travel Time to Work in minutes
From the most recent complete survey, the average commute time to work for local residents in Laguna Niguel was 30.4 minutes, compared to the national average of 25.5 minutes.
Median Household Income in Laguna Niguel, CA
The median household income in the community at the time of the last survey was $80,733. The median household income in the U.S. was $41,994.
Median Family Income in Laguna Niguel, CA
In the last complete census survey, the median family income in the community was $93,613. Median family income in the U.S. was 50,046.
Per Capita Income in Laguna Niguel, California
Per capita income in Laguna Niguel in the last full census was 39,167. Per capita income in the U.S. was 21,587.
Families below poverty level
According to the most recent survey,families living below the poverty line in Laguna Niguel numbered 469, or 2.8 percent of the population. The percentage of families in America living below the poverty line was 9.20%.
Individuals below the poverty level in Laguna Niguel, CA
Individuals living below the poverty line in the community was 2,503, or 4.1 percent . The percentage of individuals living beneath the poverty level in the country was 12.40%.
Data provided by americantowns.com
