We’ve just upgraded HomeLoanOrangeCounty.com with LIVE CHAT! Get your mortgage questions answered by a Live Mortgage professional via live Chat.

This is an anonymous and free way of getting Home Loan and Mortgage information, Free Mortgage Quotes, and Current Rate information. Don’t waste time filling out forms and disclosing private information just to get your questions answered.

We now offer free online mortgage rate quotes through our partner Cali Mortgage Loan. With rates being historically low this is a great time to buy!

Click HERE For a free mortgage quote!

I’ve made updates to the Aliso Viejo property, Anaheim property, Huntington Beach property, Laguna Niguel property and Santa Ana property pages today. You can find information on qualifying for a mortgage and finding the right property in Orange County. Please check out the pages and the links!

I often get asked: “Is this the bottom of the market?” and I always tell people that we won’t know what the bottom of the market is until AFTER home prices have started to recover. Anybody that tells you they can tell you in advance when the bottom of the housing market is pulling your leg. What is certain is that home prices are down substantially from where they were at 2-3 years ago at their peak. In fact, home prices are even lower in some markets than their sale price 10-12 years ago. This means that you will get more house for the money now than at any time in this decade!

If you want to make your move – please contact us today at 714.916-5354 to pre-qualify for a home loan today. Now is the perfect time to get the low interest rate, low down payment mortgage you need to get in to your dream home! At iServe Residential all we do is home loans and we’re very good at our job. We strive to close all of our loans within 10-30 days and to bring you the best home loan and mortgage products that are currently on the market! But, the best thing about working with iServe Residential is our people! Our staff is dedicated to providing you with the insights, information, integrity and innovative thinking that will make your home loan experience as pleasant and positive as possible!

At iServe Residential, our product is our PEOPLE! We service Anaheim, Santa Ana, Garden Grove, Irvine, Huntington Beach, Fullerton, Aliso Viejo, Laguna Niguel, and all the other great Cities in Orange County, and we look forward to serving you!

If you are looking for a home in Orange County right now, some of the best deals can be found in the For Sale By Owner (FSBO) or Foreclosure markets. Right now banks and individual home owners are desperate to shed costs and get homes and bad loans off their books. They’re taking less money than ever before to unload these homes in order to salvage what value they have. While this is bad news for some, it’s good news if you’re looking for a mortgage or home loan in Anaheim, Santa Ana, Garden Grove, Irvine, Huntington Beach, Fullerton, Aliso Viejo, Laguna Niguel, or any of the other GREAT cities in Orange County!

To get FREE up to date foreclosure and FSBO listings go to: http://www.homesbylender.com/orangecounty

If you register you will automatically be notified of new foreclosure and FSBO listings in Orange County. You can even fill out our home loan pre-qualification form, to get the mortgage you need to purchase the home of your dreams!

Mortgages and home loans are easy to qualify for with great FHA and HomePath financing options. You can qualify for your dream home with a FICO score of 640 and only 3% down! Now is the perfect time to buy, especially if you’re a first time home buyer since there are special financing offers and tax credits available.

As we move forward we will be providing information to home buyers for the following areas:

Aliso Viejo, Anaheim, Costa Mesa, Dana Point, Irvine, Huntington Beach, La Habra, Laguna Beach, Mission Viejo, Newport Beach, Orange,  Rancho Santa Margarita, Santa Ana, San Juan Capistrano and other areas in Orange County and Southern California.

We will provide home loan and mortgage information for both owner occupants and investors.  We will provide you with simple to understand, but in depth information on great loan programs like FHA, FHA Streamline, FHA 203(K) and (B), and HomePath.  We will also provide you with Real Estate resources including the best Realtor’s in Orange County and access to below market value home, and market data.

We look forward to earning your business!

Welcome to Home Loan Orange County.  We hope to provide the BEST information on the internet for people looking to purchase a home in Orange County California.  Of course, this makes that process of getting the right Home Loan for you important.  You will want to work with someone that has integrity, a strong work ethic and that follows through on their promises, and has access to the best Home Loan products available.  In today’s market FHA home loans are the best and most flexible loan product available.

An FHA home loan allows a prospective homeowner to purchase a new home with only a 3.5% downpayment with low 30 year fixed rates.  I am a Direct Lender with iServe Residential.  We are a FULL EAGLE FHA direct lender, meaning that we are authorized to originate, process, underwrite, and approve your loan.  We loan our own money, and when we issue a pre-approval it is a FIRM pre-approval.  If you are in Orange County and Southern California and you need a home loan the best choice is iServe Residential!