Home Loan Orange County

Welcome to Home Loan Orange County.  We hope to provide the BEST information on the internet for people looking to purchase a home in Orange County California.  Of course, this makes that process of getting the right Home Loan for you important.  You will want to work with someone that has integrity, a strong work ethic and that follows through on their promises, and has access to the best Home Loan products available.  In today’s market FHA home loans are the best and most flexible loan product available.

An FHA home loan allows a prospective homeowner to purchase a new home with only a 3.5% downpayment with low 30 year fixed rates.  I am a Direct Lender with iServe Residential.  We are a FULL EAGLE FHA direct lender, meaning that we are authorized to originate, process, underwrite, and approve your loan.  We loan our own money, and when we issue a pre-approval it is a FIRM pre-approval.  If you are in Orange County and Southern California and you need a home loan the best choice is iServe Residential!

We now offer free online mortgage rate quotes through our partner Cali Mortgage Loan. With rates being historically low this is a great time to buy!

Click HERE For a free mortgage quote!

We’ve just upgraded HomeLoanOrangeCounty.com with LIVE CHAT! Get your mortgage questions answered by a Live Mortgage professional via live Chat.

This is an anonymous and free way of getting Home Loan and Mortgage information, Free Mortgage Quotes, and Current Rate information. Don’t waste time filling out forms and disclosing private information just to get your questions answered.

Earlier in the year United Residential Lending was acquired by the iServe Companies (iServe) and National Asset Direct (NAD). The partnership has been great thus far, and is a large part of the reason United Residential Lending was able to sustain funding in 30 days or less while other lenders are still taking 60-120 days to close mortgages.

Starting this week United Residential Lending has officially changed it’s name to iServe Residential Lending. We still have the same great people, the same great loan products and the same lighting fast customer service and funding capabilities.

As always we look forward to earning your business and confidence as we serve the Orange County market.

I’ve made updates to the Aliso Viejo property, Anaheim property, Huntington Beach property, Laguna Niguel property and Santa Ana property pages today. You can find information on qualifying for a mortgage and finding the right property in Orange County. Please check out the pages and the links!

I often get asked: “Is this the bottom of the market?” and I always tell people that we won’t know what the bottom of the market is until AFTER home prices have started to recover. Anybody that tells you they can tell you in advance when the bottom of the housing market is pulling your leg. What is certain is that home prices are down substantially from where they were at 2-3 years ago at their peak. In fact, home prices are even lower in some markets than their sale price 10-12 years ago. This means that you will get more house for the money now than at any time in this decade!

If you want to make your move – please contact us today at 714.916-5354 to pre-qualify for a home loan today. Now is the perfect time to get the low interest rate, low down payment mortgage you need to get in to your dream home! At iServe Residential all we do is home loans and we’re very good at our job. We strive to close all of our loans within 10-30 days and to bring you the best home loan and mortgage products that are currently on the market! But, the best thing about working with iServe Residential is our people! Our staff is dedicated to providing you with the insights, information, integrity and innovative thinking that will make your home loan experience as pleasant and positive as possible!

At iServe Residential, our product is our PEOPLE! We service Anaheim, Santa Ana, Garden Grove, Irvine, Huntington Beach, Fullerton, Aliso Viejo, Laguna Niguel, and all the other great Cities in Orange County, and we look forward to serving you!